5% Bonus Retailers

Earn cash back for college and save even more when you shop with Upromise. Register and start earning now!

Retailer
Cash Back
for College

1 Offer subject to credit approval. Benefits will vary depending upon the card for which you are approved. Not everyone will qualify for the World MasterCard credit card and its benefits. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you or you may receive a Platinum card which has fewer benefits. Please review the materials provided with the Cardmember Agreement you will receive after account opening for more information about the benefits that will apply if you are not approved for the World MasterCard credit card. This offer is available to new Cardmembers only. For information about rates, fees, other costs, the reward program rules (including rewards accrual rate, awards, etc.) and benefits associated with the use of the credit card program, please see the Terms and Conditions.

2 Restrictions apply. Please read the Upromise Credit Card Rewards Program Rules and Terms and Conditions for important information about rates, fees, benefits, restrictions, limitations and other costs before applying.

To earn and receive Cash Back earnings, you must be a Upromise member, you must pay for purchases with your Upromise MasterCard and your Upromise MasterCard must be registered to your Upromise account. To become a member and register your credit card, visit Upromise.com/activate.

5% Online Shopping Cash Back consists of 1% Base Cash Back and 4% bonus cash back on eligible online Net Purchases made through participating retailers on Upromise.com. The 5% Cash Back that you can earn on participating online retail purchases using your Upromise MasterCard is in addition to the online retailers' 5% or more Cash Back. Exclusions and limitations to the 5% cash back apply. Go to http://shop.upromise.com and click on 'Store Info' next to the online partner to see the applicable cash back amount and product exclusions for that partner, if any. 4% Dining Cash Back consists of 1% Base Cash Back and 3% bonus dining cash back on Net Purchases at participating Upromise Dining restaurants. For more information on the Upromise Dining Program Cash Back requirements, including individual restaurant restrictions or a list of participating Upromise Dining restaurants, visit http://upromise.com/dining. 3% Gas Cash Back consists of 1% Base Cash Back and 2% bonus cash back on Exxon or Mobil gasoline Net Purchases of 20 gallons or more in a calendar month. For more information, visit https://web.upromise.com/mall/exxonmobil/. 2% Movie Theater Cash Back consists of the 1% Base Cash Back and 1% bonus cash back on every $1 of Net Purchases made at movie theater merchants that are classified in the Visa/MasterCard system in the Motion Picture Theaters category. 1% Base Cash Back is awarded on Net Purchases made with a registered Upromise MasterCard by the cardmember or any authorized users. Net Purchases are consumer retail purchase transactions made with your Upromise MasterCard less any credits, returns and adjustments.

To earn cash back for college when shopping online, you must make an eligible purchase with a partner through Upromise.com, a Upromise email, or with RewardU®. To earn cash back for college when shopping in-store, you must make an eligible purchase at a participating Upromise partner location. You may or may not have multiple cards registered with the Upromise program, including the Upromise MasterCard®. Please be sure to use the appropriate registered card to earn the full cash back amount when shopping with Upromise.

*Product and partner exclusions and limitations to the 5% cash back apply and other terms and conditions to earning cash back may apply. Go to View All Retailers for a list of cash back amounts by partner and offer terms and conditions. Please see the deal details associated with the offer for full offer terms and conditions. Participant companies, contribution levels and terms and conditions are subject to change at any time without notice.

Due to certain mobile device configurations and/or merchant website tracking limitations, online purchases made with a Upromise partner through a mobile device (phones, tablets, etc.) may not be properly tracked to earn cash back.